Mortgage Calculator: A Complete Guide to Making Smart Home-Buying Decisions Buying a home is one of the biggest financial decisions most people make in their lifetime. Whether you are a first-time buyer or planning to upgrade to a larger home, understanding how much you can afford is essential. This is where a mortgage calculator becomes an incredibly useful tool. It helps estimate your monthly payments, total loan cost, and long-term affordability—long before you actually apply for a mortgage. Dubai Home Laon In this article, we will explore how mortgage calculators work, the benefits they offer, what factors affect mortgage payments, and how to use these tools effectively to make confident real-estate decisions. What Is a Mortgage Calculator? A mortgage calculator is an online tool that helps you estimate your monthly mortgage payments based on key financial inputs such as: Loan amount Interest rate Loan term Down payment Property taxes Home insurance ...